STEP ONE
Enroll
We'll give you a professional consultation and credit analysis to see if you are a good fit for our credit repair program.
STEP TWO
Learn New Strategies!
We have a wide assortment of credit-building tools that put you in a position to maximize your credit score!
STEP THREE
Change Your Mindset
We will share with you the blueprint to independence and financial health. All you have to do it follow it!
HOW WE CAN HELP YOU
We Help Improve Your Credit Scores
By Removing:
Collections Accounts
These have a significant negative impact on your credit scores and can appear from unsecured accounts, such as credit cards and personal loans.
Repossessions
A car repossession could happen if you fall behind on monthly payments. This can hurt your credit for up to seven years. It could also cost you thousands of dollars.
Charge offs
When a creditor believes that a debt is unlikely to be collected, they can write off this debt as a loss. This type of debt is known as a charge-off. Like a collections account, this usually occurs after an account has significant delinquency.
Late payments
When you are late 30, 60 or 90 days it can be extremely detrimental to your credit health.
Judgements
A judgment can hang over your head for a long time. Your credit will be affected by the judgment remaining on your credit report whether paid or unpaid.
Student Loans And More!
Bankruptcy, Inquiry removals, Pay-Day Loans, Child-Support, Public Records, and much more!
HOW WE CAN HELP YOU
You Can Improve Your Credit Score! Educate Yourself About Your Options:
Collections Accounts
These have a significant negative impact on your credit scores and can appear from unsecured accounts, such as credit cards and personal loans.
Repossessions
A car repossession could happen if you fall behind on monthly payments. This can hurt your credit for up to seven years. It could also cost you thousands of dollars.
Charge offs
When a creditor believes that a debt is unlikely to be collected, they can write off this debt as a loss. This type of debt is known as a charge-off. Like a collections account, this usually occurs after an account has significant delinquency.
Late payments
When you are late 30, 60 or 90 days it can be extremely detrimental to your credit health.
Medical
Recent changes to law have led people to believe that debts not reported are not a liability. This is FALSE. Here at Legacy we have the industry's Medical Debt Collection Expert here to help you advocate for your individual best solution!
Student Loans And More!
Bankruptcy, Inquiry removals, Pay-Day Loans, Child-Support, Public Records, and much more!
Our Money Back Guarantee
We Have The Best 100%
Money Back Guarantee
You are entitled to a 100% refund on all monthly payments if:
- You do not remove more than 25% of all the negatives worked on.
- You have had six months from the time you retain our services.
- You have at least four negatives on the credit report at the time of sign-up.
- You have not used a credit-consulting agency nor attempted to repair your credit two years prior to signing up for our services.
- You have provided us with updated reports from the three credit bureaus within 5 days of receipt.
- You have provided us with copies/pictures of each reply you received from the credit bureaus and/or creditors
- No new collections/charge-offs/derogatory items during contract AND
-You maintained your credit monitoring subscription without lapse during your current contract.
- You do not remove more than 25% of all the negatives worked on.
- You have had six months from the time you retain our services.
- You have at least four negatives on the credit report at the time of sign-up.
- You have not used a credit-consulting agency nor attempted to repair your credit two years prior to signing up for our services.
- You have provided us with updated reports from the three credit bureaus within 5 days of receipt.
- You have provided us with copies/pictures of each reply you received from the credit bureaus and/or creditors
- No new collections/charge-offs/derogatory items during contract AND
-You maintained your credit monitoring subscription without lapse during your current contract.
Our Money Back Guarantee
We Have The Best 100%
Money Back Guarantee
You are entitled to a 100% refund on all monthly payments if:
- You do not remove more than 25% of all the negatives worked on.
- You have had six months from the time you retain our services.
- You have at least four negatives on the credit report at the time of sign-up.
- You have not used a credit-consulting agency nor attempted to repair your credit two years prior to signing up for our services.
- You have provided us with updated reports from the three credit bureaus within 5 days of receipt.
- You have provided us with copies/pictures of each reply you received from the credit bureaus and/or creditors
- No new collections/charge-offs/derogatory items during contract AND
-You maintained your credit monitoring subscription without lapse during your current contract.
- You do not remove more than 25% of all the negatives worked on.
- You have had six months from the time you retain our services.
- You have at least four negatives on the credit report at the time of sign-up.
- You have not used a credit-consulting agency nor attempted to repair your credit two years prior to signing up for our services.
- You have provided us with updated reports from the three credit bureaus within 5 days of receipt.
- You have provided us with copies/pictures of each reply you received from the credit bureaus and/or creditors
- No new collections/charge-offs/derogatory items during contract AND
-You maintained your credit monitoring subscription without lapse during your current contract.
SAVE WITH OUR PRICING PACKAGES
Credit Repair
Made Affordable
Other Credit Repair companies charge an average of $300 per deleted item, which can become expensive quickly, considering the average credit report has 11 items that could be removed. We made it affordable by providing UNLIMITED disputes and deletions for a fraction of the cost.
$150/m
$249 Audit, Score Analysis, and Restoration Plan ($349 for Couples)
Credit Repair
- You choose the items you would like us to work on.
- All items processed within 10 business days.
- FB group access for 6 months
- Credit Builder Course
- 90-Day Budget Course
- Homebuyers Course
- Big Ticket Purchase Course
$249
One Time Fee - Once Audit is Completed
DIY Credit Repair
- Includes disputing templates.
- 15-minute consult, you can ask 3 questions.
- Access to 3 Bureau credit monitoring program for 3 months.
IMPROVE YOUR CREDIT SCORE
Searching for a First-Class Credit Repair Company?
Frequently Asked
Questions
How long does it take to repair my credit?
I always tell my clients that credit repair is like their DNA. Everyone’s credit is different and very unique. You will never have the same results as anyone else. Patience is key in your credit restoration process.
How many points will my score increase?
RESULTS VARY!! Everyone has different results. also depending on the type of revolving credit lines on your report you could see anywhere from 20 to 180 point increases!!!
What does the process look like?
All you have to do is signup on our website and follow the very simple steps!!! That’s it!!! We do the rest!!!
What if items get re-inserted or placed back on my credit report, after being taken off?
We’ve heard so many terrifying stories, of this happening to people. We want you to know that we do everything in our power to prevent and it rarely happens in our experience. However, to protect you, we offer the removal of re-insertions for FREE. If you come back to us and show proof that an item we took off, has come back, there will be NO Enrollment fee and No removal fee!
Will we be getting frequent updates about the process?
Legacy Credit Solutions gives our client’s 24/7 access to their client portal for frequent messages and count down, when your letters will be arriving. If you are unable to log into your portal, we also send out emails as well, to keep you posted on your progress. Not to mention, our customer support department, will call frequently to ensure that we answer all of your questions. This ensures that our responsiveness does not drop, once we have started the process.
What if I do not get any results?
We offer MONEY BACK GUARANTEED if you see no results throughout our program. This is how confident we feel about our program and credit consultants.
What makes Legacy Credit Solutions different from all other credit repair companies?
Glad you asked! Legacy Credit Solutions are RESULTS DRIVEN! This is why we offer money-back guarantees and free re-insertion disputes. We are that confident! We pride ourselves on giving results, building value, and providing great customer service. Also, we give all of our clients a plan of action and strategy to maintain and build their credit.